Financial Feminist Book Summary - Financial Feminist Book explained in key points
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Financial Feminist summary

Tori Dunlap

Overcome the Patriarchy's Bullsh*t to Master Your Money and Build a Life You Love

4.1 (306 ratings)
18 mins
Table of Contents

    Financial Feminist
    Summary of 6 key ideas

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    Ditch the shame - net worth isn’t self worth.

    Why start a Blink about finance with shame? Well, here’s a little known fact: your perceptions of money were formed by the time you were seven years old. Before you ever opened your first account, or swiped your first card, you had already formed attitudes and emotions around finance. If you grew up hearing your parents fight over bills every night, or watched them balance the checkbook together each week, those early experiences impacted you.

    You aren’t born knowing how to “money.” It is something that takes education and practice. Men and women often receive very different kinds of financial education, too. Boys are often taught about building wealth through investments, real estate, or entrepreneurship. Financial education for girls, however, is usually limited to managing a household budget, clipping coupons, and cutting spending. Guess which one pays more in the long run?

    Society compounds the problem by shaming those who get into debt, who don’t save, or can’t afford a house downpayment for all that avocado toast. As if everyone is in control of their situation with no sudden emergencies, natural disasters, racism, ableism, nor homophobia. As if everyone has equal access to things like healthcare, childcare, and education. 

    Given that women graduate with more student debt than their male counterparts (and the disparity is even larger for women of color), make lower wages, are the targets of more predatory lending – this financial shaming amounts to gaslighting. Women couldn’t even have their own credit cards until 1974, or get a business loan in their name until a decade later. 

    So today, right now, this moment – give yourself some grace. The first step toward building your personal wealth is to check in with your emotions around money and see how you can be more mindful of their impact on you. Afraid to negotiate for a raise? You might have absorbed negative messages about your self worth. Confronting these emotions and processing them is a step in the right direction.

    This first step – confronting your emotions – will help you be more confident with money. And confidence is important. It can give you the courage to seek a better job, get more education, or call your creditors to negotiate a lower interest rate. Over time, these small changes add up to big accomplishments for your financial goals. How big? We’ll take that on in the next chapter.


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    What is Financial Feminist about?

    Financial Feminism (2022) debunks the money myths and exposes the systemic oppression that keeps many stuck in toxic jobs or cycles of debt. Offering practical solutions that everyone can start today to close the wage gap, ramp up financial fitness, and build the life of their dreams.

    Who should read Financial Feminist?

    • Anyone feeling stuck living paycheck to paycheck
    • Those who want to retire someday
    • Anyone frustrated by the sexist wealth gap looking to build a more equal future

    About the Author

    Tori Dunlap is a financial author, podcast host, and international speaker on topics of wealth building and finance for women.

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